Student Health Insurance
Updated August 10, 2026
California Baptist University contracts UnitedHealthcare Student Resources to offer student healthcare insurance. Requirements, eligibility, and costs related to student health insurance are determined by the student's enrollment status.
Students in the following CBU domestic student populations are eligible to opt-in and enroll in the student health insurance plan.
- All traditional graduate and undergraduate students enrolled in 7 or more units.
- All traditional graduate and undergraduate Nursing students enrolled in one or more unit(s).
- All traditional graduate students in the Athletic Training, Physician Assistant, Social Work, and Speech Language Pathology programs enrolled in one or more unit(s).
Online students are not eligible for student health insurance.
International students are required to have a health insurance plan, and are automatically enrolled in the program. International students DO NOT have to complete the request form. International students wanting to be waived from this requirement must submit proof of comparable health insurance to University Card Services (cardservices@calbaptist.edu).
Dependent coverage for spouses and children of students is not available through the Student Health Insurance Plan.
For California residents, additional health insurance options are also available through Covered California.
The estimated cost of the 2026-2027 Student Health Insurance Plan is $1300 per semester pending CA Division of Insurance approval.
Fall coverage is from August 1 - December 31 and Spring/Summer is January 1 - July 31.
Information regarding the studnet health insurance plan is available at www.gallagherstudent.com/calbaptist.
To access the Gallagher Student Health Website and use your CBU email address to log in on the “Profile” tile. Be sure to use the address with yourname@calbaptist.edu, not your IDnumber@calbaptist.edu.
A summer only plan is available for eligible new students starting in the summer and the coverage is from May 1 - July 31. The cost for the 2026 Summer Plan will be $579. Students currently enrolled in the 2026 Spring/Summer plan do not need to enroll in this plan.
Eligible students who would like to purchase the Student Health Insurance must complete the Student Health Insurance Request Form. You will need to authenticate with Microsoft using your InsideCBU credentials to
complete the form. Students who purchased insurance in the Fall Semester do not have
to re-request for the Spring/Summer Semester.
Please remember that this form is for those students requesting to PURCHASE the insurance. It is NOT a waiver. Waivers are not required.
Once the form is received and eligibility is confirmed the charge will be added to the individual’s student account. Enrollment will be submitted to the insurance compnay after University Card Services receives the notification of payment from the Student Accounts office.
Student Health Insurance for 2026-2027 is provided by UnitedHealthcare Student Resources. Information regarding this policy will also be posted on the Gallagher Student Health Website .
- Health Insurance ID Card
- Go to Home - UnitedHealthcare Student Resources
- Register with your Student ID number (no leading zeros)
- Verification of Coverage Letter
- A verification letter is typically available 7-10 days after enrollment is confirmed.
- Go to the Gallagher Student Health Website.
- Log-in using your CBU email address (yourname@calbaptist.edu) in the “Profile” section.
- Find the Account Details section and select the “Refresh VOC Letter” link to generate a letter indicating active coverage for the current semester.
- Click the “Certificate of Prior Coverage” link to print a letter indicating coverage during a prior semester.
PLEASE NOTE: New users will be asked to create an account upon logging in.