Sources of Financial Aid

California Baptist University both coordinates and facilitates a number of financial assistance options. There are various scholarships and loans available for students who meet eligibility requirements, including federal programs, state programs and private scholarships.

Students must complete a Free Application for Federal Student Aid (FAFSA). The Financial Aid Office receives the FAFSA information electronically, provided the student lists California Baptist University as an attending institution.

The amount and type of financial aid awarded is based upon the financial need of students. Financial need is defined as the difference between the total cost of attending school and the expected family contribution as determined by the federal government. 


Federal Aid

  • Federal Pell Grant—$598–$5,815 per year. This is a federal program and is awarded based upon financial need as determined by the FAFSA.
  • Federal Supplemental Education Opportunity Grant—$1,000 per year. SEOG is a federal grant designed to assist students with the highest need as determined by the FAFSA. Funds are limited.

State Aid

  • Cal Grants—A ($9,084) or B ($1,656) per year (for current first-year recipients). Cal Grant is funded by the state of California and awarded to residents who meet GPA and financial criteria. To be considered, students must submit a FAFSA. Your high school may submit a GPA verification form to the state on your behalf. Check with your high school's counseling office to confirm that it is sent by March 2. Click here to track your application and make any changes to your information.
  • Chafee Grant—The California Chafee Grant Program provides grants to foster youth and former foster youth to assist with college costs. Recipients must be or have been eligible for Independent Living Program (ILP) Services between their 16th and 18th birthdays. For further qualifications and information, visit the California Student Aid Commission website here.


Federal Direct Loans are made available to university students to help pay for the cost of education. Federal Stafford Loans are offered to graduate and undergraduate students at a fixed low interest rate. Students must be enrolled at least half time to be eligible. Students are eligible to receive Direct Loans regardless of credit history.  Direct Loans may be subsidized by the US government or unsubsidized depending on the student's financial need. Repayment begins six months after the student leaves school or falls below half-time status.

For the 2016–2017 academic year, subsidized and unsubsidized Direct Loans for undergraduate students are offered at a fixed 4.29% interest rate. 

The loan fee for Direct Subsidized Loans and for Direct Unsubsidized Loans is 1.068%. 

Federal Parent PLUS (Parent Loan for Undergraduate Students) Loans are available to parents of undergraduate dependent students to help pay for the cost of education. Federal PLUS Loans are funded by the US Treasury. Parents may borrow up to the cost of education minus other financial aid. The federal government sets the interest rate, limits fees and sets minimum deferment options for federal PLUS Loans. PLUS is offered at a fixed 6.84% interest rate. Parents may apply for a PLUS Loan by going to

Please note: To apply online you must have your parent assigned FSA ID (the one you used to electronically sign the FAFSA). After you have completed your PLUS application and credit check, make sure you continue the process on the website to take the final step of completing your Direct Parent PLUS Loan master promissory note.

If you encounter any problems completing the above requirements on the website feel free to contact Applicant Services at the Department of Education at (800) 557-7394 for general website support and assistance in completing your PLUS application.

The loan fee for Direct Parent PLUS Loan is 4.272%.

Private or alternative loans are available when federal loans and other aid do not cover your cost of education. Private educational loan programs vary by lender.  Please contact specific lenders to find out about terms and conditions that may apply. Click on the link to view a list of lenders.